Just bringing all my info "home" to my thread. I recently posted this on another thread...
I use Kaiser Permanente.
They are a non-profit organization that does not use an explicit insurance company so there is no need for the doctors to try to convince insurers to pay up.
In my experience so far, if the Doctor feels that something is justified and necessary... it happens.
Their focus seems to be on getting the best clinical outcomes instead of maximizing profits... after all... they don't have profits.
They are as close to a single-payer single-provider system that I could find in the US.
I have had incredible cooperation with each and every doctor and specialist that I have seen.
The Kaiser approach is to encourage patients to be well-informed working with their doctors as a collaborative team.
I can email my doctors and specialists at any time and I usually get a response the same day.
I can self-refer to any specialist without needing referrals from a General Practitioner. That includes physiotherapy and probably includes psychotherapy too.
Most of my prescription requests were done without needing to see the doctor face-to-face.
They have online chat services, email services, video-link services and (if you prefer) you can see them face to face.. but you are not forced to.
They are not interested in billing for office visits because there is no insurance company to bill. If the patient is happy with rapid email turnaround.. they are too.
The doctors are employees and they earn their salary without needing to find ways to do extra billing. The facilities are sparkling and new.
I sent my Doctor an email attaching
OSCAR data and a narrative telling her what to look for and a logical reasoned argument why I felt a different machine would be beneficial.
She sent that email to a colleague to validate the argument and then immediately approved the prescription with an option for me to purchase or rent at my own discretion.
I also asked for a paper lifetime prescription in case I ever switch providers and she did that immediately too without hesitation.
Anything that I feel I need (with a convincing argument explaining why) I get. It's that simple.
Isn't that the way it's supposed to be?
Oh.. BTW.. The DME is Apria. The prescriptions are always "fill as written" so no games downgrading to brick machines either. The machines are all from the top recommended list on the forum. Kaiser have a stock of loaner machines too which they will lend you for a week or so to see if the machine is suitable for you.. at no charge.