Theyre trying to rip me off!!
Ok so I saw my sleep specialist and she was pretty nice answered most of my questions(not all but that's ok I still don't know what my osa is caused from if its just weight or something to do with my throat and she didn't check BUT I did get my sleep study information which was scary to look at!!!) and showed me the wisp mask which I decided im going to try so she wrote out my prescription and sent it to a DME which I called and the first thing she tells me is that they called my insurance and they are out of net work for my insurance and I will have to cover the first 500$ and than after that 30 percent of everything else So I tell her thank you and I will have to call my insurance and find a place that is IN network because I cant afford that
I call my insurance and they tell me they received no calls and that im 100% covered as long as I have a prescription and I have no deductables and that that place is IN network
SO....I call back and when I tell her that she actually laughs and than proceeds to tell me that they found that information off of my insurances website and I now have made an appointment for Monday to get my machine
My question is this.. Does anyone have any advice for me once I go in there, I know what machine I want and what things I would like to get and my insurance is pretty good my husband works for the county and he is a diabetic (type1) and needed to make sure he found a good job so he would have good insurance and so far from everything ive been through and done my insurance has covered everything accept for a 10$ or 20$ co pay here and there which I am truly blessed for but im scared I will go in there and they will try to tell me something that isn't true and stick me with an old machine and everything I want to get the s9 autoset cause I know ill have it for a long long time and I want the good data reading capabilities and the option for apap and I would like to get the right mask and I wonder if my insurance would cover the humidifier and the climate line tubing? but all my insurance keeps telling me is that im 100% covered with no deductables but I don't know if that means I can pick what I want ? or if it has to be written down from the doctor, I told my doctor what machine I wanted and she told me my insurance most likely wouldn't cover it but I told her they said they would as long as I had a prescription, I just want to be able to go in there and get what I can and not get screwed out of anything because I don't know what im doing, its hard for me to be assertive lol I got so nervous telling the lady over the phone that my insurance said it covers everything with a prescription that I was practically shaking when I got off the phone it was ridiculous! anyways any advice would be appreciated
Thank you
Sarah <3
I call my insurance and they tell me they received no calls and that im 100% covered as long as I have a prescription and I have no deductables and that that place is IN network
SO....I call back and when I tell her that she actually laughs and than proceeds to tell me that they found that information off of my insurances website and I now have made an appointment for Monday to get my machine
My question is this.. Does anyone have any advice for me once I go in there, I know what machine I want and what things I would like to get and my insurance is pretty good my husband works for the county and he is a diabetic (type1) and needed to make sure he found a good job so he would have good insurance and so far from everything ive been through and done my insurance has covered everything accept for a 10$ or 20$ co pay here and there which I am truly blessed for but im scared I will go in there and they will try to tell me something that isn't true and stick me with an old machine and everything I want to get the s9 autoset cause I know ill have it for a long long time and I want the good data reading capabilities and the option for apap and I would like to get the right mask and I wonder if my insurance would cover the humidifier and the climate line tubing? but all my insurance keeps telling me is that im 100% covered with no deductables but I don't know if that means I can pick what I want ? or if it has to be written down from the doctor, I told my doctor what machine I wanted and she told me my insurance most likely wouldn't cover it but I told her they said they would as long as I had a prescription, I just want to be able to go in there and get what I can and not get screwed out of anything because I don't know what im doing, its hard for me to be assertive lol I got so nervous telling the lady over the phone that my insurance said it covers everything with a prescription that I was practically shaking when I got off the phone it was ridiculous! anyways any advice would be appreciated
Thank you Sarah <3
