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+--- Thread: When is your machine paid for? (/Thread-When-is-your-machine-paid-for)
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RE: When is your machine paid for? - Zhaylin - 10-18-2018
That is VERY wonderful to hear rofl. Thank you, so much, for giving me some hope
It annoys me just how much their calls annoy me. As long as I use it for 4 hours a night, there's no problem... but I might have to take occasional "vacations" from my machine to ward off migraines; so I've been worrying about their calls a little.
RE: When is your machine paid for? - ruach - 10-19-2018
I had conflicting information from my DME and Kaiser Staff-
I have Kaiser HMO coverage. In April, the DME told me that my device is paid for after 2 years, and that I have had the device for over 2 years. In June, my RT told me that my device was still being paid for- and that if I changed from group to individual insurance coverage, that my device would be taken away from me and I would have to buy my own device.
Today, I spoke to Apria today, while I was placing an order for supplies, wondering what the definitive answer to my question of whether or not my ASV was still being rented. The Apria representative also thought I would own my device after 2 years, but after further investigation, they said Kaiser was still making payments on my ASV, even though I have had the device for more than 2.5 years.
Another interesting piece of information about my device which is an ASV, is that it does not get replaced after 5 years like other PAP devices.
The previous devices I had, the Auto CPAP and the Bi-PAP, were all owned by me as soon as it they were given to me by Apria the DME provider for Kaiser.
RE: When is your machine paid for? - Homerec130 - 10-19-2018
My insurance Explanation of Benefits (EOB) showed it was paid for at the beginning. No other entries on the EOB except for when I got supplies.
Homer
RE: When is your machine paid for? - Zhaylin - 10-20-2018
That's kind of scary, Ruach. Sounds a lot like a scam.
I still don't know the particulars of my own machine. Hubby's office manager pays all our bills. I always tell everyone that she can never retire (not allowed even after hubby does
) because we won't know how to pay our own bills if she does!We also have a trip coming up this week... so all my brain cells are focused on packing, cleaning, and ozonating the car.
I'm very curious about the fine print though! I have mountain state blue cross/blue shield (recently renamed to something else, I think lol).
I got an automated call a couple/few weeks ago, asking if I needed supplies or replacement tubes etc. I only requested new filters.
It's all very weird and sketchy. Why not just buy the machine outright like they did for my TENS unit?
RE: When is your machine paid for? - ruach - 10-21-2018
LOL - I don't know much about your insurance, but I do like my current level of insurance with Kaiser- I was told the reason of the difference for my current ASV device, is because it is so expensive compared to the other PAP devices. . . that is why I don't own that one, even though technically I am not paying anything on it, Kaiser covers all the payments for me. But it is strange that I wouldn't get a scheduled replacement for it when it gets older and may require replacement at some point . . .
RE: When is your machine paid for? - FozzyDaBear - 10-22-2018
(10-12-2018, 06:10 PM)Mark Sadler Wrote: Hi everyone
Probably been discussed before, but how long before you can sell your machine that you got through insurance?
Thanks
I bought mine after 2 months of renting (no issues being compliant during those 2 months). End of year was approaching and my deductible was already met from my sleep studies. I didn't want the rental to roll over into the following year since my deductible would reset so I asked if I could buy it outright. That saved me a bunch of money.
I will never use my original DME again. The markup was ridiculous. About $3000 for a Resmed Airsense 10.
RE: When is your machine paid for? - Zhaylin - 10-22-2018
WOW, Fozzy!!! That's insane. I'm glad you thought to do that before the rollover!
RE: When is your machine paid for? - Big Guy - 10-23-2018
I'm a new member here and I have the Federal Version of Blue Cross / Blue Shield health insurance.
I was told 13 months for it to be paid for in full. I was also told to make sure that I use the machine as much as possible, and not just occasionally.