My school changed to Cigna health insurance, which is basically worthless.
The only company in the Chicago area that works with Cigna is Lincare, which is also pretty much useless.
They will not sell you a machine, but only "rent" it for an high monthly "fee". No. I will not do this. In 5 years I'll be buying more than a CPAP machine in monthly "co-pays".
It looks like Resmed is about the only choice left these days.
So, I have some fairly basic questions. I could not see a way to search quickly for this info... so I present it here.
1 - Can any of the online suppliers work with insurance companies like Cigna?
If not, I'll probably be buying out of pocket. I have the prescription from my doctor, along with the sleep study and updates.
I'm hoping I can use my FSA account as I do have a prescription and it's doctor ordered. What fun THAT will be working with WEX!
I'm sure there are many online shops but -
2 - Who has worked well with you? I can't spend a lot of money. I don't need bells and whistles. Simple CPAP. I don't even use humoidity, though I do heat the hose on cold winter nights. Reputable? Inexpensive (relatively)?
3- Can THEY program the cpap machine to use the modem and send the info my provider? If they don't can i program that? (I used to using the "provider" mode" but don't see that setting). Although I don't need proof of use for insurance, I do want to provide my doc with updated information. CPAP has been working well for a long time, AHI under .6! I basically honed in on the best cm/H2O on my own and my doctor likes it.
4 - Do any of the non-camping/home Resmed versions use 12V instead of 24V to power them?
One of the nice features of the Philips units were that they used a very common plug and 12V to power them. They worked great with any powerstation/battery backup I tried. The Resmed I did look at at Lincare used a proprietary 24V plug. Yuck! Many powerstations don't provide 24V and I might not even be able to get the right cable anyhow. : I prefer the nice Dreamstation power connectons... a lot.
I appreciate all that I've learned here on the apneaboard for a long time. I plan to share any of the information I find out after going down this path. I'd like to help others who are in this "insurance hell" and the poor state of medical supply companies.
Thank you in advance! What a community we have here!